TESTIMONIALS

Please note that due to confidentiality agreements, J&L cannot and will not release any of our client's names.

J&L assisted in reducing our Experience Modification Factor by ½ half in two years.  This saved our company ten of thousands of dollars now and in the future. 

J&L found two major errors in our Experience Modification Factor. They negotiated our prior Workers' Compensation premiums paid with the insurance carrier resulting in savings that exceeded $45,000.

J&L helped establish proper injury reporting procedures and initial injury treatment guidelines that cut our Workers' Compensation payout by over 30% the first quarter they were put into place. 

J&L recommended and assisted us in becoming a self-insured.  This move saved us over $500,000 the first year we became self-insured. 

J&L assisted us in reducing our Workers' Compensation premiums by 60%. This reduction allowed us to become much more competitive in bidding on contracts.

J&L's claims and reserve tracking reduced our E-Mod by 30% the first year that we used their services.  We can't wait to see what happens next year.